Insurance
Physical Damage
Coverage for your own tractor and trailer against covered collision and comprehensive losses.
Get a Physical Damage quote
What it typically addresses
- Collision
- Comprehensive (fire, theft, weather)
- Owned tractors and trailers
Coverage, limits and eligibility depend on the policy and carrier. A Sales Representative will review your operation and explain your options.
Who it's for
- Owner-operators protecting their equipment
- Financed or leased units
- Fleets adding new equipment
Common questions
Is physical damage the same as liability?
No. Liability addresses damage you cause to others. Physical damage addresses your own tractor and trailer.
Does my lender require it?
Lenders and lessors often do. Share their requirements and we will review them with you.
Questions about Physical Damage?
Tell us about your operation and a Sales Representative will follow up. Requesting a quote does not bind coverage.